Nintendo
Nintendo can ban your account without providing specific reasons
Violation of terms, unauthorized modifications, or simply 'fraudulent activity.' Nintendo doesn't have to explain. Your eShop purchases? Gone.
Digital purchases aren't transferable between consoles
Buy a new Switch? Your digital games don't automatically move. You can redownload them, but Nintendo controls if and how that works.
Nintendo Online classic games rotate and can be removed
Those NES and SNES games on Switch Online? Nintendo can remove them from the service. That retro game you loved? Might not be there next month.
Refunds are extremely limited or not offered
eShop sales are generally final. Downloaded the game once? No refund. Played it for five minutes and hated it? Too bad.
Banned accounts lose all digital purchases permanently
Break Nintendo's terms once and your entire digital library vanishes. That's $1000+ of games you'll never access again. No appeals.
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